Updated October 2026 | By Josh Stanley, Owner, Palmetto Choice Insurance Agency | Licensed in South Carolina and North Carolina If your renewal notice came with a bigger premium, a new percentage deductible, or a surprise note about your roof,…
If you have just been told you need SR-22 insurance in South Carolina, your first question is probably the same one we hear every week at our office in Spartanburg: is SR-22 insurance expensive? There is no simple, one-size-fits-all answer,…
If you own a classic or collector car, you’ve likely heard the terms “agreed value” and “stated amount” thrown around when discussing your classic car valuation on your insurance policy. While they might sound similar, the difference between these two…
The $5,000 Mistake: Why Calling Your Agent Before Filing a Claim Could Save You Thousands Last month, a Spartanburg homeowner called me after their insurance company dropped them. The reason? Three small claims totaling less than $2,000 over two years.…
That’s a lot of numbers… Before every renewal, it comes…a large packet with 50, 60, maybe 100 pages. All the terms and conditions and definitions of your auto insurance policy, and then a huge string of numbers. To the average…
South Carolina Mandated Auto Insurance Coverage What does it mean if you purchase “liability only”? Well, that’s a bit of a misnomer due to South Carolina’s insurance law. There are actually two required auto insurance coverage parts in South Carolina:…
What coverage do you need? It’s a popular idea in insurance commercials: Don’t pay for more insurance than you need. Or, only pay for what you need. Look, costs are rising on every front with no relief in sight, so…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our Palmetto Choice clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them…
Why do my auto insurance rates keep going up even though my car is getting older? At Palmetto Choice, many of our clients ask this question so I would like to address it from a couple of angles. First things…
